Seasonal rental in condominiums: what co-owners need to know

You own a condominium unit (PPE) in Torgon and are considering renting it seasonally? It's a great idea to generate income, but there are some legal and practical points to check before starting.

Condominium rules: your first document to review

In Switzerland, the condominium rules (or administration and use regulations) define the rights and obligations of each co-owner. Some rules explicitly prohibit short-term rentals, others allow them with conditions, and many simply don't mention the subject.

If your rules say nothing about seasonal rentals, it's generally allowed. However, it's strongly recommended to inform the condominium administrator and other co-owners of your project for transparency and to avoid future conflicts.

Insurance: a crucial point

Your standard liability insurance may not necessarily cover damages related to rental activity. It's important to check your coverage and, if necessary, subscribe to an extension for rental activity. Platforms like Airbnb offer supplemental insurance, but it doesn't replace your own coverage.

Noise disturbances: the sensitive issue

This is often the main point of friction with neighbors. As an owner-landlord, you're responsible for your tenants' behavior. It's essential to establish clear rules communicated to guests at booking: quiet hours, maximum occupants, no parties.

A local concierge has a major advantage in this context: it can respond quickly if problems arise and reassures co-owners about serious rental management.

Occupancy tax

In the Valais canton, an occupancy tax is due for each night. As an owner, you must ensure this tax is properly collected and paid. Some platforms collect it automatically, others don't. Your concierge can handle this administrative obligation for you.

Condominium fees

Seasonal rentals can cause greater wear and tear on common areas (elevator, lobby, parking). It's legitimate for the condominium to discuss possible fee adjustments for rental units. Anticipating this question shows good faith and facilitates relationships with other co-owners.